Home Loan - How to get it easily

For most prospective homeowners, taking a home loan is sometimes necessary to meet the costs of buying a house. However, as home loans involve large sums of money, their applications are approved only after a lot of consideration. This is to ensure that there are no bad debts and the borrower repays the loan amount on time.

However, a simple mistake or a small miss can result in a home loan application rejection. A home loan rejection can affect the credit score of the borrower and will also raise a red flag for other lenders.

Some points to take care of before you can apply for a home loan:

• Maintain a good credit score 
• A co-applicant increases your chances of getting a loan
• Be attentive while filling the application form
• Make a higher down payment

Overweight

A new report shows that being overweight is not as harmful as is commonly believed, and actually confers some surprising health benefits. Being 3 to 6 Kg overweight could protect people from ailments ranging from tuberculosis to Alzheimer's disease, research indicates. Those carrying 8 to 13 Kg extra are better able to recover from adverse conditions such as emphysema, pneumonia, and various injuries and infections, states the report. 15 to 20 Kg of flab could help fend off breastcancer, kidney, pancreatic, prostrate, and colon cancer. And an extra 25 Kg on the scale may improve eyesight, reverse baldness and cure the common cold. In general, the report concludes, overweight people are happier, more successful in business, smarter and friendlier.


The study was funded by a research grant from Anupam Sweets, Brijwasi Sweets, Gandhi pakode wala, Roshan di Kulfi, Ghantewala Halwai, Deez Biryani, Bittu Tikki Wala, Sweets Corner, Haldiram, Thaggu Ke Laddu and Col.'s Kababs

Retired Husband

                 
After I retired, my wife insisted that I accompany her on her trips to Wal-Mart.

Unfortunately, like most men, I found shopping boring and preferred to get in and get out.

Equally unfortunate, my wife is like most women - loves to browse & leaves me with endless time to fulfill.

Yesterday my dear wife received the following letter,
from the local Wal-Mart 

Dear Mrs. Harris:

Over the past six months, your husband has caused quite a commotion, in our store.

We cannot tolerate this behavior and have been forced to, ban both of you from the store.

Our complaints against your husband, Mr. Harris, are listed below and are documented by our video surveillance cameras: 

1. June 15: He took 24 boxes of condoms and randomly put them in other people's carts when they weren't looking.

 2. July 2: Set all the alarm clocks in Housewares to go off at 5-minute intervals.

3. July 7: He made a trail of tomato juice on the floor leading to the women's restroom.


4. August 15: Set up a tent in the camping department and told the children shoppers he'd invite them in if they would bring pillows and blankets from the bedding department to which twenty children obliged.
 

5. September 4: Looked right into the security camera and used it as a mirror while he picked his nose.

6. September 10: While handling guns in the hunting department, he asked the clerk where the antidepressants were. 


7. October 18: Hid in a clothing rack and when people browsed through, yelled 'PICK ME! PICK ME!' 


8. Took a box of condoms to the checkout clerk and asked where is the fitting room?

And last, but not least:

9. October 23: Went into a fitting room, shut the door, waited awhile; then yelled very loudly, 'Hey! There's no toilet paper in here.'
One of the clerks passed out.

Alcohol

Benefits of Alcohol:

1. It Can Lower Your Risk Of Cardiovascular Disease
2. It Can Lengthen Your Life
3. It Can Improve Your Libido
4. It Helps Prevent Against the Common Cold
5. It Can Decrease Chances Of Developing Dementia
6. It Can Reduce The Risk Of Gallstones
7. Lowers The Chance Of Diabetes

something funny though:



Alcohol is not the answer, it just makes you forget the question.



I don't want to get technical or anything but according to chemistry. alcohol is a solution!



The privilege of drinking with friends is that, we can talk nonsense all the time & the best thing is-

Nonsense is Understood, Discussed and Respected.



You drink regularly or occasionally?

I drink occasionally, but the occasion some regularly.



When i drink alcohol everyone says i am an alcoholic

When i drink fanta, No one says i am fantastic.



They say that alcohol kills slowly.

So what? Who's in a hurry?



Whisky does not make you Fat...It makes you Lean...Against tables, chairs, walls, floors & Pretty Girls.